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Snow White – The First Disney Princess

June 15, 2010 By Sherry Tingley

Disney PrincessesMillions of people all over the world are enchanted with the first Disney Princess, Snow White. The full length feature film, Snow White, took over two years to produce and was first released to the public on Dec. 21, 1937. This artistically animated film was produced by Walt Disney and 600 of his talented staff.

Walt Disney, an extraordinary human being, an avid cartoonist and storyteller constantly worked for perfection in every way imaginable. He hired the best artists in the country, often recruiting talent from well known art schools and provided in house training for them. His working environment was more like a college campus, complete with guest artists as instructors.

One night, he gathered his team together and enchanted them by telling the story of Snow White, a three hour ordeal. He acted out each and every character. Although it was a long evening, he was beginning to prepare them psychologically for the two long years ahead of them. Just exactly how Snow White should look and what type of personality she would have, took months and months of discussions. Everything about the production took longer than expected. There were over 150 women interviewed to be the voice of Snow White. Walt would never see the person before her voice was heard so that he would not be influenced in any way with her appearance.

The creation of the seven dwarfs was also a time consuming project. Each dwarf needed to be a character with their own peculiarities and distinct personalities. Months were spent on names, what people each dwarf would be based on and what voices they would have.

The film was completed and shown for the first time to a private group. The audience’s reaction was highly favorable. Walt Disney’s four year-old daughter Diane, had to be escorted out of the movie because she started crying in reaction to some of the scenes. Others cheered, laughed and cried during parts of the movie. People who watched this first screening of Walt Disney’s film, knew that they had just witnessed something that would be historic. Animation had reach an artistic level that was previously unknown.

The love for Snow White’s feature film had journalists writing things like, “It was among the genuine artistic achievements of this country.” It was the story of young people overcoming hurdles in an adult world and becoming responsible and mature. It was the story of life and it’s challenges. It is no wonder that so many people loved Snow White, the first Disney Princess.

Snow White, the first full length animated film brought in $6.7 million dollars by May of 1939. It was the highest grossing American film to that point, had run in over 49 countries and had been translated into 10 different languages. It truly set the stage for the birth of many new Disney Princesses to be introduced to generations of fans.

© 2010 Sherry Tingley

Information source = “Walt Disney, The Triumph of The American Imagination,” by Neal Gabler.

Filed Under: Entrepreneurs

Free Personal Finance Credit Counseling

June 8, 2010 By Sherry Tingley

When people get into financial trouble by living on their credit cards, failing to make credit card payments on time or hide credit card bills from their spouse or significant other, they need to seek help.

Tiffany Wagner - Certified Credit Counselor for AAA Fair Credit Foundation

Generally this help is needed at a time where there isn’t any money left over for additional expenses. Some people seek debt settlement companies. They can negotiate and reduce amounts owed, but they also get into trouble by advising you to stop paying your bills.

Where can you turn to get help from a non-profit organization? The AAA Fair Credit Foundation, founded by Preston Cochrane of Salt Lake City, Utah provides personal financial credit counseling at no charge. They give people help with budgeting and showing them the options they have to improve their lives. They have helped thousands of people learn to live debt free when they practice what the credit counselors advise them to do.

One of their counselors, Tiffany Wagner, was interviewed and gave some good insight into the financial problems many people have and how they overcome them. Read the results of the interview below.

Why Do People Seek Credit Counselors?

Sixty to seventy percent of the people who come in have dug themselves into a hole they feel they can’t crawl out of.  Most people come to see a credit counselor because they don’t budget carefully and they live beyond their means. They don’t know how to manage their money properly. Many people make a decent amount of money or they make enough to live within their means. Their problem is generally a lack of budgeting.

People get into trouble when they think they don’t have enough money and then they start to live off their credit cards.  They haven’t taken a critical look at their budget to see where they could save money. They haven’t identified the expenditures they could live without.

Economic factors like losing a job brings people in. Construction workers seem to be especially hit hard with the lack of building and remodeling going on.

What Are Considered ‘Worst Financial Habits’?

Some people bring in their unopened bills hoping to get help in organization and finding out where they are financially. Some of these bills have been unopened for six months. The consequences of not paying attention to your bills are astounding. Ignoring bills might seem like the most comfortable option but it is never a good strategy for building wealth.

What Are Your Best  Personal Finance Tips?

The best thing we do is to give people a budgeting plan to get themselves out of debt. Their success really depends on the person and  how motivated they are to get out of debt. A lot of people are not willing to give up their life style and cut back on expenses. If they aren’t willing to give up something, whatever it may be for that individual client, then there is not a lot we can do to help them.

When you go to a doctor and get a cancer diagnosis are you going to do anything about it?  Will you seek treatment? Will you change the way you live? What will you do? Financial problems aren’t typically a life or death situation, but there are some similarities. The solution requires you to act and make changes.  Your success depends on what you are willing to do to get yourself out of the situation. A lot of people are not willing to give up anything. If you don’t act on getting your budget within your means, the hole you are digging will get deeper and deeper.

How Many People Take Credit Counseling Advice?

About one out of five people actually do something with the information they are given. They are the people that make credit counseling rewarding. They are the ones who say, I wish I had known about you six months ago.

Where Can I Find A Credit Counselor?

AAA Fair Credit Foundation offers services in forty-four out of 50 states. You can go to their website to find a counselor near you.

The benefits of seeking help can give you a feeling of personal relief and improved family life, by reducing the tension and stress of debt problems. Do something about your problems today.

Filed Under: Featured, Money Management Tagged With: money management

Unemployment Tips, Filing For Unemployment

June 1, 2010 By Sherry Tingley

National statistics indicate that the unemployment rate nationwide has gotten close to 9.9%. That is approximately 15.3 million people that are unemployed. This figure is up .2% from January, February and March of 2010. Chances are that you or someone close to you is suffering from unemployment. You may need some help learning what you need to do while you are looking for your next job.

Unemployment Eligibility

To start with you will need to determine if you are eligible for unemployment. Since each state has different requirements check with your state office. Sometimes you can file a claim online or over the phone. It’s not difficult to do.

Top 20 Job Searching Sites

Jobs are listed online and can be accessed through many sites. Some of these sites have been recommended by PC Magazine and other reliable sources. Spend some time seeing which site is going to help you the most.

1. Monster.com – Search jobs, post resumes, read advice
2. Job.com – Listings by top jobs in your area, estimate salaries, take a job match test
3. Lost rankings
4.
5. Indeed – 905,823 new jobs in the last week
6. CareerBuilder – Has 23 million visits a month
7. All Job Search– Links to other sites to search
8. Simply Hired – Uses Google search which provides relevant results
9. USA.gov – The Federal Government Site
10. College Recruiter – Not Only for Students
11. Craigslist
12. Hound.com
13.
14. Jobster.com
15. Oodle.com
16. MediaBistro.com
17. TweetMyJobs.com
18. Job-Hunt.org – Lists job resources by state.
19. Fortune 500 Companies
20. SnagaJob.com

Career Planning Resources

If you are in the beginning phases of preparing yourself for a career then you may want to check out the best fields of study. You can ask around locally or you can check your newspaper, but the best way to find out what careers are flourishing, you need to search online. College majors that have good employment possibilities were reported by the collegiate employment research institute at Michigan State University. The majors included E-commerce, entrepreneurialism, environmental sciences, information science, information systems (management and computer), interactive computer design, statistics, nursing, and social work. If you have been pursuing one of those degrees you are on the right track.

The United States Department of Labor has compiled the Occupational Outlook Handbook, 2010-11 Edition source of career information, designed to provide valuable assistance to individuals making decisions about their future work lives. The Occupational Outlook Handbook can be ordered online.

State Resources For the Unemployed

Each of the sites listed below will provide detailed information on occupations and labor markets within their states. Many of these sites can help you find companies that are hiring.

For example, if you use the Utah site link, you’ll find a resource center provides a lot of interesting information for people seeking jobs in Utah. This site reports that in March, 2010, unemployment in Utah hit an all time high that has not been seen in Utah for twenty six years.

On the brighter side, the site will give you interesting possibilities of places to look for work. Oracle Corporation, a business-software giant is building a $300 million data center in West Jordan, Utah. According to the City of West Jordan, the building may be completed as early as October 1. They anticipate hiring 100 people. The State of Utah provided the company with a $15 million dollar incentive to build in Utah.

Do some research for the resources available to you in your state.

Let us know what successes or failures you’ve had with them by leaving a comment here.

Alabama

Labor Market Information Division, Alabama Department of Industrial Relations, 649 Monroe St., Room 422, Montgomery, AL 36131Telephone:

(334) 242-8859 begin_of_the_skype_highlighting (334) 242-8859 end_of_the_skype_highlighting

Alaska

Research and Analysis Section, Department of Labor and Workforce Development, P.O. Box 25501, Juneau, AK 99802-5501.

Telephone: (907) 465-4500.

Internet: http://almis.labor.state.ak.us

Arizona

Arizona Department of Economic Security
P.O. Box 6123 SC 733A
Phoenix, AZ 85005-6123

Telephone: (602) 542-5984

Internet: https://www.azdes.gov

Arkansas

Labor Market Information, Department of Workforce Services, #2 Capital Mall, Little Rock, AR 72201.

Telephone: (501) 682-3198.

Internet: http://www.discoverarkansas.net

California

State of California Employment Development Department, Labor Market Information Division, P.O. Box 826880, Sacramento, CA 94280-0001.

Telephone: (916) 262-2162.

Internet:http://www.labormarketinfo.edd.ca.gov

Colorado

Labor Market Information, Colorado Department of Labor and Employment, 633 17th St., Suite 600, Denver, CO 80202-3660.

Telephone: (303) 318-8850.

Internet: http://lmigateway.coworkforce.com

Connecticut

Office of Research, Connecticut Department of Labor, 200 Folly Brook Blvd., Wethersfield, CT 06109-1114.

Telephone: (860) 263-6275.

Internet: http://www.ctdol.state.ct.us/lmi

Delaware

Office of Occupational and Labor Market Information, Department of Labor, 19 West Lea Blvd., Wilmington, DE 19802.

Telephone: (302) 761-8069.

Internet: http://www.delawareworks.com/oolmi/

District of Columbia

DC Department of Employment Services, 64 New York Ave. NE., Suite 3000, Washington, D.C. 20002.

Telephone: (202) 724-7000.

Florida

Labor Market Statistics, Agency for Workforce Innovation, 107 E. Madison St., MSC 110 – Caldwell Building, Tallahassee, FL 32399-4111.

Telephone: (850) 245-7105.

Internet: http://www.labormarketinfo.com

Georgia

Workforce Information and Analysis, Room 300, Department of Labor, 223 Courtland St., CWC Building, Atlanta, GA 30303.

Telephone: (404) 232-3875.

Internet: http://www.dol.state.ga.us/em/get_labor_market_information.htm

Guam

Guam Department of Labor, 504 D St., Tiyan, Guam 96910.

Telephone: (671) 475-0101.

Hawaii

Research and Statistics Office, Department of Labor and Industrial Relations, 830 Punchbowl St., Room 304, Honolulu, HI 96813.

Telephone: (808) 586-9013.

Internet: http://www.hiwi.org

Idaho

Research and Analysis Bureau, Department of Commerce and Labor, 317 West Main St., Boise, ID 83735-0670.

Telephone: (208) 332-3570.

Internet: http://lmi.idaho.gov

Illinois

Illinois Department of Employment Security, Economic Information and Analysis Division, 33 S. State St., 9th Floor, Chicago, IL 60603.

Telephone: (312) 793-6521.

Indiana

Research and Analysis—Indiana Workforce Development, Indiana Government Center South, 10 North Senate Ave., Indianapolis, IN 46204.

Telephone: (800) 891-6499.

Internet: http://www.in.gov/dwd

Iowa

Policy and Information Division, Iowa Workforce Development, 1000 East Grand Ave., Des Moines, IA 50319-0209.

Telephone: (515) 281-5387.

Internet: http://www.iowaworkforce.org/lmi

Kansas

Kansas Department of Labor, Labor Market Information Services, 401 SW Topeka Blvd., Topeka, KS 66603-3182.

Telephone: (785) 296-5000.

Kentucky

Research and Statistics Branch, Office of Employment and Training, 275 East Main St., Frankfort, KY 40621.

Telephone: (502) 564-7976.

Internet:

Louisiana

Research and Statistics Division, Department of Labor, 1001 North 23rd St., Baton Rouge, LA 70802-3338.

Telephone: (225) 342-3111.

Internet: http://www.laworks.net

Maine

Labor Market Information Services Division, Maine Department of Labor, 45 Commerce Dr., State House Station 118, Augusta, ME 04330.

Telephone: (207) 623-7900.

Internet:

Maryland

Maryland Department of Labor Licensing and Regulation, Office of Labor Market Analysis and Information, 1100 N. Eutaw, Baltimore, MD 21201.

Telephone: (410) 767-2250.

Internet: http://www.dllr.state.md.us/lmi/index.shtml

Massachusetts

Executive Office of Labor and Workforce Development, Division of Career Services, 19 Staniford St., Boston, MA 02114.

Telephone: (617) 626-5300.

Internet:

Michigan

Bureau of Labor Market Information and Strategic Initiatives, Department of Labor and Economic Growth, 3032 West Grand Blvd., Suite 9-100, Detroit, MI 48202.

Telephone: (313) 456-3100.

Internet: http://www.milmi.org

Minnesota

Department of Employment and Economic Development, Labor Market Information Office, 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101-1351.

Telephone: (888) 234-1114.

Internet: http://www.deed.state.mn.us/lmi

Mississippi

Labor Market Information Division, Mississippi Department of Employment Security, 1235 Echelon Pkwy., P.O. Box 1699, Jackson, MS 39215.

Telephone: (601) 321-6000.

Internet: http://mdes.ms.gov

Missouri

Missouri Economic Research and Information Center, P.O. Box 3150, Jefferson City, MO 65102-3150.

Telephone: (866) 225-8113.

Internet: http://www.missourieconomy.org

Montana

Research and Analysis Bureau, P.O. Box 1728, Helena, MT 59624.

Telephone: (800) 541-3904.

Internet: http://www.ourfactsyourfuture.org

Nebraska

Nebraska Workforce Development—Labor Market Information, Nebraska Department of Labor, 550 South 16th St., P.O. Box 94600, Lincoln, NE 68509.

Telephone: (402) 471-2600.

Internet: http://www.nebraska.gov

Nevada

Research and Analysis, Department of Employment Training and Rehabilitation, 500 East Third St., Carson City, NV 89713.

Telephone: (775) 684-0450.

Internet: http://www.nevadaworkforce.com

New Hampshire

Economic and Labor Market Information Bureau, New Hampshire Employment Security, 32 South Main St., Concord, NH 03301-4857.

Telephone: (603) 228-4124.

Internet: http://www.nh.gov/nhes/elmi

New Jersey

Division of Labor Market and Demographic Research, Department of Labor and Workforce Development, P.O. Box 388, Trenton, NJ 08625-0388.

Telephone: (609) 984-2593.

New Mexico

New Mexico Department of Labor , Economic Research and Analysis, 401 Broadway NE., Albuquerque, NM 87102.

Telephone: (505) 222-4683.

Internet:

New York

Research and Statistics, New York State Department of Labor, W. Averell Harriman State Office Campus, Building 12, Albany, NY 12240.

Telephone: (518) 457-9000.

Internet: http://www.labor.state.ny.us

North Carolina

Labor Market Information Division, Employment Security Commission, 700 Wade Ave., Raleigh, NC 27605.

Telephone: (919) 733-2936.

Internet: http://www.ncesc.com

North Dakota

Labor Market Information Manager, Job Service North Dakota, 1000 East Divide Ave., Bismarck, ND 58506.

Telephone: (800) 732-9787.

Internet: http://www.ndworkforceintelligence.com

Ohio

Bureau of Labor Market Information, Ohio Department of Job and Family Services, 420 East 5th Ave., Columbus, OH 43219.

Telephone: (614) 752-9494.

Internet: http://ohiolmi.com

Oklahoma

Labor Market Information, Oklahoma Employment Security Commission, P.O. Box 52003., Oklahoma City, OK 73152.

Telephone: (405) 557-7172.

Internet: http://www.ok.gov/oesc_web/Services/Find_Labor_Market_Statistics/index.html

Oregon

Oregon Employment Department, Research Division, 875 Union St. NE., Salem, OR 97311.

Telephone: (503) 947-1200.

Internet: http://www.qualityinfo.org/olmisj/OlmisZine

Pennsylvania

Center for Workforce Information & Analysis, Pennsylvania Department of Labor and Industry, 220 Labor and Industry Building, Seventh and Forster Sts., Harrisburg, PA 17121.

Telephone: (877) 493-3282.

Internet: http://www.paworkstats.state.pa.us

Puerto Rico

Department of Work and Human Resources, Ave. Muñoz Rivera 505, Hato Rey, PR 00918.

Telephone: (787) 754-5353.

Internet:

Rhode Island

Labor Market Information, Rhode Island Department of Labor and Training, 1511 Pontiac Ave., Cranston, RI 02920.

Telephone: (401) 462-8740.

Internet: http://www.dlt.ri.gov/lmi

South Carolina

Labor Market Information Department, South Carolina Employment Security Commission, 631 Hampton St., Columbia, SC 29202.

Telephone: (803) 737-2660.

Internet: http://www.sces.org/lmi/index.asp

South Dakota

Labor Market Information Center, Department of Labor, P.O. Box 4730, Aberdeen, SD 57402-4730.

Telephone: (605) 626-2314.

Internet: http://dol.sd.gov/lmic

Tennessee

Research and Statistics Division, Department of Labor and Workforce Development, 220 French Landing Dr., Nashville, TN 37245.

Telephone: (615) 741-1729.

Internet: http://www.state.tn.us/labor-wfd/lmi.htm

Texas

Labor Market Information, Texas Workforce Commission, 9001 North IH-35, Suite 103A, Austin, TX 75753.

Telephone: (866) 938-4444.

Internet: http://www.tracer2.com

Utah

Director of Workforce Information, Utah Department of Workforce Services, P.O. Box 45249, Salt Lake City, UT 84145-0249.

Telephone: (801) 526-9675.

Internet: http://jobs.utah.gov/opencms/wi

Vermont

Economic and Labor Market Information, Vermont Department of Labor, P.O. Box 488, Montpelier, VT 05601-0488.

Telephone: (802) 828-4000.

Internet: http://www.vtlmi.info

Virgin Islands

Bureau of Labor Statistics, Department of Labor, 53A & 54AB Kronprindsens Gade, St Thomas, VI 00803-2608.

Telephone: (340) 776-3700.

Internet: http://www.vidol.gov

Virginia

Virginia Employment Commission, P.O. Box 1358, Richmond, VA 23218-1358.

Telephone: (800) 828-1140.

Washington

Labor Market and Economic Analysis, Washington Employment Security Department, P.O. Box 9046, Olympia, WA 98507-9046.

Telephone: (360) 438-4833.

Internet: http://www.workforceexplorer.com

West Virginia

Workforce West Virginia, Research, Information and Analysis Division, 112 California Ave., Charleston, WV 25303-0112.

Telephone: (304) 558-2660.

Internet: http://workforcewv.org/lmi

Wisconsin

Bureau of Workforce Information, Department of Workforce Development, P.O. Box 7944, Madison, WI 53707-7944.

Telephone: (608) 266-7034.

Internet: http://worknet.wisconsin.gov/worknet

Wyoming

Research and Planning, Wyoming Department of Employment, 246 S. Center St., Casper, WY 82602.

Telephone: (307) 473-3807.

Internet: http://doe.state.wy.us/lmi

Filed Under: Employment Tagged With: entrepreneur, making money

5 Things You Should Do To Avoid Financial Difficulties

May 17, 2010 By Sherry Tingley

Getting into financial difficulties is never fun, but it happens to many people. A job loss, a health problem, and numerous other issues can be going on in your life that contribute to these problems. During these times, you’ll need to have good money management strategies in place to help you get through the storm.

finanical-difficulties
Pay off your debts before your purchase looks like this.

1 – No Debt No Matter What

Never believe that a little debt is o.k. even though it may seem manageable at the time. Debt is like cancer. It’s not life threatening at first because it’s small and only involves a few cells. Over time though it can rapidly multiply until it takes over. You become a slave to your debt. It rules your life.

2 – Avoid cosigning on a loan

No matter how easy this can be, you’ll be better off if you don’t do this. Think of the worst case scenario and that is how you may suffer. Don’t loan others money. You are not helping them by letting them avoid responsibility for themselves.

3 – Learn About Financial Products

Resources For Learning About Financial Products
Financial Products

Prudential Financial did a study about women and finances. Three quarters of the 1,088 women interviewed feel they need help in making financial decisions. Two thirds of the Baby Boomers are behind when it comes to saving for retirement. Six in ten women prefer learning about financial products through family and friends. Women who get a good financial advisor, find extra help in getting on the right track to preparing for retirement.

4 – Avoid Impulse Buying

If you are tempted to purchase things that you hadn’t planned on, give yourself some time to think about the purchase, especially if it is a large purchase.  Go home and think about it overnight. You’ll make better buying choices.

5 – Avoid The Sales Rationale

Some people purchase things just because they are on sale. They tell themselves that they are saving money. If you buy a $500 item on sale for $400 you aren’t saving $100 if you didn’t need it in the first place. You are just spending $400 unnecessarily. This rationale can happen at any level of spending, whether it’s a $10 item or a $1,000 item.

If you find that you are experiencing any of these danger signals, do something different today.

Danger Signals To Watch For

  • Is an increasing percentage of your income going to pay off debts?
  • Are you near or at the limit on your lines of credit?
  • Do you worry a lot about money?
  • Are you tapping your savings to pay current bills?
  • Is your savings inadequate or nonexistent?
  • Do you put off medical or dental visits because you can afford them?
  • Are you working overtime to make ends meet?
  • Has your car been repossessed?
  • Are you unsure about how much you owe?

Your financial future is up to you. What you do with your time and money is going to affect you and everyone who depends on you. Use the resources available to you to help you make better financial decisions.

An investment in knowledge pays the best interest. ~ Benjamin Franklin

Filed Under: Money Management Tagged With: money management, Personal Finance

Women In Business Success Story – Scentsy

May 13, 2010 By Sherry Tingley

A group of about forty women were delighted to hear an entrepreneur success story at a recent “Women In Business,”  luncheon in Layton, Utah. Two women who seemed like your next door neighbors, spoke about how they created a product that is now being sold by over 35,000 business consultants in the United States and bringing in revenues over $100 million annually.

Scentsy Employees, Meridian, Idaho

Kara Egan and her sister-in-law Colette Gunnell,  shared their story of creating a simple product that would bring many people pleasure. They created a wickless candle that was warmed by a low wattage light bulb. With many different scents for people they decided to name their company “Scentsy.”

Kara and her family were struggling financially because of her husband’s health problems. After watching an Oprah show on Millionaire Moms, Kara became determined that there must be something she could do to help her family. If regular people like the people she saw on the Oprah show can create products, then why couldn’t she do that too?

After watching a neighbor melt some of her old scented candles in an old pot pouri burner, Kara got the idea to create scented flameless candles. She got on the phone with her sister-in-law and asked her if she would go into business with her.  Colette said, YES!

Building your own company from scratch is not without challenges, but these two women conquered them with their determination and ingenuity. One important strategy they used was to make sure they knew about all the products currently available that were similar to theirs. They bought many of these products and did tests on them. Repeatedly testing existing products and then creating a new product seemed to be the correct formula for their eventual success.

After manufacturing the products on their own and developing enough product for people to purchase, they started selling at local trade shows. It was at one of these trade shows that they met Orville Thompson and his wife Heidi. During one of the breaks at the long convention,  Heidi took some of Scentsy bars home to share with her family. Her family and friends enjoyed them so much and that got Heidi’s husband’s  attention.

Orville could see the business potential in this new product.  He talked to Kara and Colette about helping them take their business to the next level and they listened.  It was the contact that they made with Orville Thompson that began the transformation of their business from a local business to a nationwide business.

Orville and Heidi Thompson bought the entire company from Kara and Colette, who are now Scentsy consultants, on May 1, 2004.  They decided to market the flameless candles through direct marketing which opened up a new team of sales  people. The Scentsy products are manufactured in Meridian, Idaho where there are over 500 employees.

The two mothers, Kara and Colette, that created Scentsy are heroes to many women who strive to build successful businesses. Their determination, creativity and desire paid off for them as well has thousands of other Scentsy consultants. An entrepreneur’s dream come true. Congratulations!

Filed Under: Entrepreneurs Tagged With: Money Making Ideas

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