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You are here: Home / Banking / Checking Accounts / Designer Personal Checks

Designer Personal Checks

September 9, 2009 By Sherry Tingley

Designer products are generally those that are distinctive to an individual’s personality. Many banks in the US have introduced the concept of designer checks to ensure the security of bank accounts.

Personal checks allow users to access funds within their own bank accounts and as such, are sensitive documents. A faked sign on a plagiarized plain check can easily spell doom for a savings account. This is because the money need not be withdrawn from the same branch of the bank that the account was opened in. Designer personal checks reduce this risk to quite an extent since the banks can identify an account-holder from a specific design on the check. Moreover, designer checks usually come with intricate, light and dark patterns that are nearly impossible to duplicate.

The trend of designer checks probably started with some organizations printing company logos upon the checks they issued to their associates and employees. As everyone enjoys seeing a bit of their own selves in the products they use, the idea caught on. Designer checks are made today with many innovative designs, suiting the tastes of different people. For those with an adventurous spirit, there are checks depicting mountaineering, white-water rafting and skydiving. Checks can be watermarked with tigers, bald eagles, blues whale and cougars for those with a conservation message to give. Some designer checks contain a bit of trivia to educate the receiver. An account holder’s favorite actor, sportsperson, president and even a cartoon character can be put on a designer personal check.

Many people prefer to order designer checkbooks online, as it is usually convenient and expedient. However, it is essential to verify if the bank in which the account is registered accepts the online agency as a legitimate provider of designer checks. A background check on the online company’s credentials is also advisable. While delivering the checkbook, the online agency is obligated to provide a list of security features on each check.

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Filed Under: Checking Accounts Tagged With: personal check designs, personal checks

About Sherry Tingley

Sherry Tingley, a graduate of Brigham Young University, mother of two and an entrepreneur developed Coolchecks.net in 2007. Her site offers customers an easy way to choose checks from multiple merchant websites, giving them access to over 19,000 checking account products. She developed a personal finance blog to help others succeed in managing their personal finances and to help people take the steps necessary to start their own businesses.

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