Most Recent Articles

Make Saving A Priority

Sometimes it seems that saving part of your income is simply depriving yourself of things that would make your life better now for the benefit of an unknown future. The answer is to find a balance that allows you to save money without hating your life to do it. To prime your “savings pump” consider […]

Review Your Home-Insurance Risks

Failure to update your home protection strategies could cost you as much as $10,000. A survey by Chubb recently found that although 90 percent of the included homeowners felt they were doing a good job of protecting their homes, some 64 percent had failed to update their home protection in the last year. While most […]

Lowest Air Fare? Try August 28

If you are looking for the lowest possible air fare during the always-busy summer vacation season, the experts have already done the home work for you: Aug. 28 will be the day when it will be cheapest to fly within the U.S. Where you live and where you are going are factors that may affect […]

Personal Finance Tips

Keep Your Emergency Fund Intact

Smart personal finance management always includes an emergency fund to tide you over an unexpected expense. So whether you are rebuilding after just such an emergency (medical expense, car or home repairs or other sudden cash drain) or just starting a fund, there are some practical ideas to keep you on track. Savings is, like […]

Save Money On Travel

Whether you are a regular traveler or just an occasional vacationer, there are ways to cut your costs, Follow these tips to save money so you can travel more: Plan trips for the off-season. Many destinations have their heaviest demand for the summer months. National parks, Europe and Canada fall into this category. Aim for […]

Americans Are In A Spending Mode

If you’ve been on a shopping spree recently, you have lots of company. Government figures show that retail sales in May were up by 5.9 percent over the same month last year. That’s a 0.8 percent increase for this year. Americans are flocking to clothing stores, restaurants and home-improvement stores at a higher rate, the […]

Money Management

Keep Your Emergency Fund Intact

Smart personal finance management always includes an emergency fund to tide you over an unexpected expense. So whether you are rebuilding after just such an emergency (medical expense, car or home repairs or other sudden cash drain) or just starting a fund, there are some practical ideas to keep you on track. Savings is, like […]

Feds Raise Interest Rates, Promise More

The Federal Reserve raised the prime interest rate recently by just a small percentage, but enough to raise expectations that Americans will face higher borrowing costs for homes and other big-ticket items., including credit card costs. The benchmark rate now stands at 1.75 to 2 percent. It’s the first time the rate has reached that […]

When Your Term Deposit Matures

Term deposit accounts are among the low-maintenance savings options. You deposit the money and then sit back and wait out the specific time you have chosen – six months to five years in general — while the interest builds. The interest tends to be better than in a regular savings account, making term deposit one […]