Personal Finance

Over 18 million home based businesses exist in America today.

Work At Home? Balance Job, Family

Home-based businesses have gained respectability in the economic arena as their numbers have grown. The Bureau of Labor estimates that 18.3 million home-based businesses now exist in the country and some other sources say that number is too low, that there probably are closer to 38 million such businesses. Maintain A Healthy Balance That means […]

Save On Back To School Purchases

Back-to-School Spending? Be Wise

The signs are there. The ads are appearing. The merchants are gearing up for what is a shopping frenzy second only to Christmas. The excitement of starting a new school year is spreading through the K-12 set, and Mom and Dad are anticipating the annual crick in the budget as they prepare. The National Retail […]

Business Ideas

From 1997 to 2014, the number of American businesses owned by women rose an amazing 68 percent, twice the rate of increase shown by their male counterparts, according to a study based on U. S. Census Bureau figures. Every day, about 1,288 women-owned businesses pop up on the horizon. That’s up from 602 in 2011-12, […]

Money Management

Save On Back To School Purchases

Back-to-School Spending? Be Wise

The signs are there. The ads are appearing. The merchants are gearing up for what is a shopping frenzy second only to Christmas. The excitement of starting a new school year is spreading through the K-12 set, and Mom and Dad are anticipating the annual crick in the budget as they prepare. The National Retail […]

Budget Child Care Expenses

Child Care Is A Huge Expense

Many women who opt to work to supplement the family budget quickly find that child care can make a huge dent in their contribution. The annual cost of infant care can equal a year’s tuition at a community college in 31 states, according to an article in Working Mother. The options are many and you […]

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Who Inherits Your Digital Assets?

It’s a phenomenon of today’s technology-rich world. Besides the usual concrete accumulations of your life, you have such personal things as Facebook, email, blogs and other “digital assets.” So, what happens to them when you die? The question has become a matter for the Uniform Law Commission, people selected by states to promote standardization of […]

Building Wealth

Protect Your Investments

Depreciating Assets Can Hurt Your Finances

Everyone has them— depreciating assets. What are they? Assets that lose value over time rather than gaining value. It isn’t possible, it seems, to avoid purchasing a car, major appliances and electronics. They are financial realities. However, the trick is to purchase what you need rather than what you want and to be aware up […]

Get Out Of Debt

Managing Debt

Which Debts Should You Pay Off First?

There is all kinds of advice floating around as to which debts you should pay off first. Most advisors seem to have a preference for paying off credit cards or mortgages ahead of other types of debt. There may be no right and wrong when it comes to paying off debt – after all, paying […]

People Taking Control Of Their Futures

Save Whenever You Can

Free Checking? Try A Credit Union

Finding a financial institution that offers free checking is usually not hard, and many credit unions are joining the ranks, making it even easier. And the fees associated with checking where it isn’t free are plateauing, according to an article in Bankrate.com. The 2014 Credit Union Checking Survey conducted by Bankrate reported that 72 percent […]