Most Recent Articles

Wave-produced Energy The Wave Of The Future?

Scientists estimate that the energy inherent in the movements of oceans, if it were harnessed, could provide power to meet a quarter of America’s energy demands. But even with increasing pressure on other energy sources, including oil, gas and coal, research into ocean activity as a source has not been urgent. The potential for wind […]

Health Coverage Up In The Air

With President Trump hinting at dismantling President Obama’s Affordable Care Act health care plan, what’s the use of buying coverage now, even if you feel you need it? The best reason is that health care is fickle. Today you may be able to get by and wait out the changes. But tomorrow you may be […]

Millennials Falling Behind Boomers

In the normal course of things, it is expected that each generation of Americans will be better off financially than the one before it. That is not holding true for the Millennials. They are lagging behind their Boomer forebears by an average 20 percent in earnings. The Federal Reserve’s latest figures, as interpreted by the […]

Personal Finance Tips

Finances Change With Divorce

Unfortunately, in a society where divorce is common, no one expects women to be expert in personal finances. They tend to know more about weight loss, cooking and other traditionally feminine matters. But, according to, knowing about money and how to manage it (especially when a divorce may have drastically cut your resources) can […]

More Young Adults Live With Parents

For the past century and more, young adults were prone to leave the nest and set up housekeeping for themselves. Now, they are more likely to be residents in the family home, either as singles or with a spouse, according to the Pew Research Center. Young Adults Waiting To Get Married The phenomenon, statistically changing […]

Quit Making Excuses. Be Debt-Free

Excuses are one of the most available of commodities. Easy to find. Easy to use. But if they are what’s keeping you from becoming free of debt, ditch them and get on with making your personal finances more healthy. Sometimes, it’s attitude more than finances that keep you shackled to debt. Some self-examination of your […]

Money Management

Small Businesses Look At Health Care Costs

Autumn. That wonderful time of year for colorful trees, an abatement of unbearably hot weather and the return of children to their schools. For small business owners, the season also means a return to the anxious wait to see if their health insurance rates for employees will go up. And if so, by how much? […]

Health Care Spending Per Person Hits New High

Health Care Problem For New President Whoever wins the current presidential election will inherit a scary health care reality when he/she takes office. For the first time in history, health care spending in America has topped, on average, $10K per person. That means the new president will be stuck with an unprecedented problem in how […]

Building A Good Credit Score

Building a good credit score doesn’t happen overnight. There are steps you can take to assure good credit from the outset and establish yourself on a positive note. They include: Credit Reports Check to see if you have a credit report. You could have established credit without being aware of it. For instance, if you […]