Personal Finance


How To Get A Good Credit Score

Want to be the kind of consumer the creditors want? The kind that they bend over backwards to accommodate? The sort that breezes through a loan process with nary a wrinkle? It can be done. At the crux of it all is your credit report. That’s the elusive data collected by credit reporting agencies that […]

Standard deductions  have risen to $6,300 for individuals and $12,600 for married taxpayers filing jointly.

Be Aware Of Changes In Tax Laws For 2015

Hundreds of thousands of Americans are well into the annual tax frenzy, though the deadline is a month away. There are some changes in tax law for 2014 and 2015 that you need to consider as you prepare a return. Health Insurance You may be subject to a penalty if you have not conformed to […]

A $40 increase in income means a lot.

What Would $40 Do For You?

If Congress doesn’t extend the payroll tax cut, it will mean a typical family earning $50,000 annually will lose about $40 per pay period to Uncle Sam. In this day and age, is $40 even worth quibbling about? A White House open survey of American households indicates that $40 can, in fact, mean a lot […]

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Saving Money

Lower your utilities bills by getting a programmable thermostat.

How To Shrink Your Energy Bills

Winter may be on the downside this year, but it isn’t too late to trim your energy consumption and save money at the same time you are helping the environment. Tips to reduce your bills while trimming your carbon footprint include: Heating & Cooling Invest in a programmable thermostat. It can be set to reduce […]


Avoid Financial Troubles

Keeping your household out of financial hot water isn’t always easy and it takes the cooperation of an entire family. But it can be done and the best way is to keep on top of things and take steps to balance the picture before there is serious trouble. These tips will help you organize and […]

March 3, 2015 - Low Gas Prices around the country. At the Chevron station at 1284 Vine St & 1300, Murray, Utah - $1.88 a gallon.

Lower Gas Prices Provide Extra Money For Families

Financial experts predicted that American families would quickly pour the money they saved on precipitately dropped gasoline prices back into the economy. But the figures are proving them wrong. The money saved in the lowest gas prices in five years isn’t showing up in consumer reports. In January, Americans in the aggregate spent some $6.7 […]

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Retirement Tips

Plan carefully for your retirement.

Retirement Planning For Women

Concerns about having enough savings to finance a worry-free retirement plague many women. According to Donna Phelan, 62, who has guided many women through the process as she has worked with several large Wall Street investment firms. She has even written a book on the topic, “Women, Money & Prosperity: A Sister’s Perspective On How […]

Proper planning for retirement really helps alleviate stress.

Letting The Present Rob The Future

The comparative wealth of Americans born into the post-World War II economy is taking a toll on retirement expectations. With the greatest economy known to history, Americans have tended to become a “gimme more” population, a condition that is reflected in soaring national debt and near-depletion of some natural resources. The national stress is often […]


Will You Work Past Retirement?

There’s a new term going around among economy experts. “Unretirement.” It has to do with Americans who have reached ordinary retirement age, but haven’t retired. Chris Farrell of MarketPlace thinks it’s a good thing that will help in the country’s recovery from the recession that began in 2008. Not only does prolonged working benefit the […]

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