Personal Finance

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Who Inherits Your Digital Assets?

It’s a phenomenon of today’s technology-rich world. Besides the usual concrete accumulations of your life, you have such personal things as Facebook, email, blogs and other “digital assets.” So, what happens to them when you die? The question has become a matter for the Uniform Law Commission, people selected by states to promote standardization of […]

Set Written Goals For Your Desired Purchases

Funding Your Spending Goals

Most everyone has in their budget some special projects, purchases or plans that require advance savings to accomplish. If you have created such a wish list, it’s time to seriously begin the planning part. Start by identifying as accurately as possible what this “dream” item is going to cost. When the figure is set, break […]

Business Ideas

From 1997 to 2014, the number of American businesses owned by women rose an amazing 68 percent, twice the rate of increase shown by their male counterparts, according to a study based on U. S. Census Bureau figures. Every day, about 1,288 women-owned businesses pop up on the horizon. That’s up from 602 in 2011-12, […]

Money Management

http://www.infographicszone.com/wp-content/uploads/2012/11/dying-online-dead-people-on-facebook-1.jpg

Who Inherits Your Digital Assets?

It’s a phenomenon of today’s technology-rich world. Besides the usual concrete accumulations of your life, you have such personal things as Facebook, email, blogs and other “digital assets.” So, what happens to them when you die? The question has become a matter for the Uniform Law Commission, people selected by states to promote standardization of […]

Budgeting On Vacation

Money Really Can Buy Happiness

We’ve all heard it a million times: Money Can’t Buy Happiness. But if you spend your money smartly, you’ll find it can increase your satisfaction and make life more pleasurable. It’s that “smart” part that makes the difference. An article by Anisha Sekar in USNews.com cites a Princeton University study that concluded that when your […]

women-working

Feeling Insecure About Social Security?

If you’re contemplating looking closely at your Social Security options, the first rule is: Don’t depend on the Social Security Administration to come running with individual advice. The administration makes the options (many and often confusing) available. You’re on your own to do the research and determine what approach is best for you. William Meyer […]

Building Wealth

Protect Your Investments

Depreciating Assets Can Hurt Your Finances

Everyone has them— depreciating assets. What are they? Assets that lose value over time rather than gaining value. It isn’t possible, it seems, to avoid purchasing a car, major appliances and electronics. They are financial realities. However, the trick is to purchase what you need rather than what you want and to be aware up […]

Get Out Of Debt

Managing Debt

Which Debts Should You Pay Off First?

There is all kinds of advice floating around as to which debts you should pay off first. Most advisors seem to have a preference for paying off credit cards or mortgages ahead of other types of debt. There may be no right and wrong when it comes to paying off debt – after all, paying […]

People Taking Control Of Their Futures

Save Whenever You Can

Free Checking? Try A Credit Union

Finding a financial institution that offers free checking is usually not hard, and many credit unions are joining the ranks, making it even easier. And the fees associated with checking where it isn’t free are plateauing, according to an article in Bankrate.com. The 2014 Credit Union Checking Survey conducted by Bankrate reported that 72 percent […]