Most Recent Articles

Save Money On Travel

Whether you are a regular traveler or just an occasional vacationer, there are ways to cut your costs, Follow these tips to save money so you can travel more: Plan trips for the off-season. Many destinations have their heaviest demand for the summer months. National parks, Europe and Canada fall into this category. Aim for […]

Sales Tax Ruling Benefits E-Tailers

The recent U.S. Supreme Court decision that will allow states to have online retailers collect sales taxes, just as local retailers do, will go a long way toward leveling the advantage the online businesses have historically had. The court’s landmark 5-4 vote on the issue will take away the special break the e-tailers have enjoyed […]

Pay Raises Don’t Keep Pace

With just about every economic factor pointing to a positive time for America, one element of the picture is lagging. Pay raises are not keeping pace in a growing economy, robbing some people of the benefits of the upswing. Jerome Powell, chairman of the Federal Reserve, was asked during a news conference what was keeping […]

Personal Finance Tips

Americans Are In A Spending Mode

If you’ve been on a shopping spree recently, you have lots of company. Government figures show that retail sales in May were up by 5.9 percent over the same month last year. That’s a 0.8 percent increase for this year. Americans are flocking to clothing stores, restaurants and home-improvement stores at a higher rate, the […]

More New Jobs Than Skilled Workers

With 223,000 new jobs reported in the United States in May, the unemployment rate dived to a new 18-year low of 3.8 percent., the lowest since 1969. But the flip side is a shortage of skilled workers to fill that record number of available jobs. The number of hires reported for the month was in […]

Financial Mistakes You Make In Your 20s

Humans don’t learn all there is to know about personal finances in a day. It’s commonplace for people to learn by their mistakes early in life. Among the most common financial errors people make in their 20s are: Ignoring your financial flow. A first job sometimes is the shocker. You find out after a few […]

Money Management

Feds Raise Interest Rates, Promise More

The Federal Reserve raised the prime interest rate recently by just a small percentage, but enough to raise expectations that Americans will face higher borrowing costs for homes and other big-ticket items., including credit card costs. The benchmark rate now stands at 1.75 to 2 percent. It’s the first time the rate has reached that […]

When Your Term Deposit Matures

Term deposit accounts are among the low-maintenance savings options. You deposit the money and then sit back and wait out the specific time you have chosen – six months to five years in general — while the interest builds. The interest tends to be better than in a regular savings account, making term deposit one […]

Know Your Credit Score

Your credit score is an essential facet of your personal finances. Even so, a great number of people don’t ever know what their credit score is or how to affect it in their favor. It makes a difference. Your credit score is one of the factors that lenders look at when they consider whether to […]