Personal Finance

Get the best prices while shopping by using Smart Phone apps.

Top 10 Price Comparison Smart Phone Apps

Notice just how many people are using their smart phones when you are out shopping. According to Shopatron’s Retailer eCommerce study, 86% of shoppers consult their smartphones. Over half of them are looking to compare prices, but they also want some extras, like product reviews. PC magazine recently published a list of the top 10 […]

ased on an analysis of Federal Reserve statistics and other government data, the average household owes $7,283 on their cards.

Use Credit Wisely During The Giving Season

The ideal is to get through the seasonal spending frenzy with your credit untouched. But many Americans fall short of that ideal. Second best is to be wary and wise as you whip out the plastic as needed. In a preview survey, the National Retail Federation learned that about 38 percent of consumers planned to […]

prepare-for-taxes-2014

Tax-Wise Moves To Prepare For 2015

If the year end comes, can taxes be far behind? December is typically a time to assess your life and set goals. And that means taking a close look at personal finances. Scrutinize investments and budgets and go into the New Year armed with a plan for the next 365 days. Tax season may be […]

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Saving Money

impulse-buying

Impulse Buyers Becoming Extinct?

It is happening more and more. Today’s shoppers come to the store with something in mind, they pick it up and they leave without adding to the cart. The trend is likely to change the way the retailers approach sales. The sellers often offer loss-leaders and deep discounts because they depend on shoppers to expand […]

Get the best prices while shopping by using Smart Phone apps.

Top 10 Price Comparison Smart Phone Apps

Notice just how many people are using their smart phones when you are out shopping. According to Shopatron’s Retailer eCommerce study, 86% of shoppers consult their smartphones. Over half of them are looking to compare prices, but they also want some extras, like product reviews. PC magazine recently published a list of the top 10 […]

Your debt load is not insurmountable. Make a plan to whittle it down to zero.

5 Steps To Get Out Of Debt

Conquering The Debt Monster The first step to getting out of debt is breaking it down into manageable portions and creating solutions a step at a time. Allowing the problem to overwhelm you to the point of inaction assures that it will continue unabated. ReadyForZero, a company that creates answers for people who are in […]

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Retirement Tips

Proper planning for retirement really helps alleviate stress.

Letting The Present Rob The Future

The comparative wealth of Americans born into the post-World War II economy is taking a toll on retirement expectations. With the greatest economy known to history, Americans have tended to become a “gimme more” population, a condition that is reflected in soaring national debt and near-depletion of some natural resources. The national stress is often […]

social-security

Will You Work Past Retirement?

There’s a new term going around among economy experts. “Unretirement.” It has to do with Americans who have reached ordinary retirement age, but haven’t retired. Chris Farrell of MarketPlace thinks it’s a good thing that will help in the country’s recovery from the recession that began in 2008. Not only does prolonged working benefit the […]

401-retirement

Know the Rules About 401(k) and IRA Withdrawals

For millions of Americans, 401(K) and/or IRA accounts figure largely in their retirement plans. But the two methods of saving are regulated by different rules and knowing those rules is important when you are ready to take money out of the accounts. A 401(k) may be involved in your employment compensation package and many employees […]

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