Personal Finance Tips

5 Excuses Keeping You From Being Debt-Free

There are many reasons why you may be stuck in debt and they’re not all necessarily related to the state of your finances. In fact, your money woes may be exacerbated by your mindset. Your beliefs are often what guide you, and if you’re carrying around problematic ones, you’ll have a much harder time getting […]

Investment Trends For Personal Finance In 2016

What’s happening in the world matters to your personal finances. The larger socioeconomic trends filter down to your own pocketbook whether or not you want them to. Following are current trends that may affect your finances over the next five years, according to the experts: Interest income will continue to be dismal. Cash and savings […]

An Expert Shares Money Management Secrets

Anna Sergunina of Nerd Wallet has learned how to manage money effectively and she is willing to share. Here are her tips on how to keep a tight control on your personal finances: Managing Money Many people accumulate debt because they want things they can’t really afford. But debt also happens when we don’t understand […]

Self Improvement

Use Your Time Productively

Six ways to make your time more effective: Don’t touch things twice If you have a note to make a phone call, make the call. Don’t save emails to deal with later. Although there could be exceptions, right now is almost always the best time to act. Picking things up twice demands that you go […]

Increase Productivity At Work

What makes some people more productive at work than others? Here are some suggestions from people who are highly productive in business. Time Management Learning how to manage your time is the first thing to do. Focus on minutes, not hours. There are 24 hours in a day, but 1,440 minutes. Time spent can never […]

Overworked? Take Back Your Down Time

The old adage that “All work and no play makes Jack a dull boy” is still true. Especially in today’s work format that often keeps an employee on the job long after the clock says, “Go home.” Work can tend to overwhelm those who continue working when the have left the office. Keeping the technology […]

Plan For Retirement

Retirement Planning With Bridge Jobs

For many Americans, the jump from employment to retirement means getting a bridge job. A bridge job is a bridge between full-time work and retirement for workers who are approaching full retirement but are not quite ready to totally leave the workforce. For some, that interim step can last for years. Retirement is no longer […]

How Safe Is Your Pension?

For years, you worked hard on the assumption that when you were ready for retirement, a company pension would finance the final years of your life. It was a comforting cushion. Now imagine that the cushion has disappeared. Your employer regrets to inform you that there has been a mistake and the amount of your […]

How Secure Is Social Security?

Social Security is 80 years old and many Americans are fearful that the old age benefit might die of old age. Surveys show that fewer than half of Americans feel confident that the program will stay equal to or become better than it is today, according to the Employee Benefit Research Institute. But the institute’s […]