People Taking Control Of Their Futures

Your Personal Finance Stories

Accepting Personal Finance Guest Posting

We invite you to create guest posts for the Coolchecks.net/blog. We enjoy sharing personal finance articles from other authors. We read each article and do not guarantee publication of your article. You will need to meet these criteria in order to be published: Personal Finance Guest Posting 1. Have valid good advice for people in [...]

Building Wealth

Protect Your Investments

Depreciating Assets Can Hurt Your Finances

Everyone has them— depreciating assets. What are they? Assets that lose value over time rather than gaining value. It isn’t possible, it seems, to avoid purchasing a car, major appliances and electronics. They are financial realities. However, the trick is to purchase what you need rather than what you want and to be aware up [...]

Get Out Of Debt

Managing Debt

New Restraints On Debt Collectors To Aid Consumers

If you believe a debt collection company is not treating you right, who you gonna call? As of Jan. 2, 2013, it should be the Consumer Financial Protection Bureau, a federal agency that is expanding its responsibilities to include oversight of debt collectors. Congress has authorized the agency to identify and prevent practices harmful to [...]

Personal Finance Tips

Achieving A Financially Successful Life

One of the basic foundations for building and maintaining a successful financial life focuses on using regular income to provide you with a basic lifestyle and money in savings to meet emergencies. This may take years to accomplish, but proves to be the foundation of financial success. Good Cash and Credit Management Practices Managing cash [...]

5 Lifetime Financial Objectives

Financial success means something different to every person. Some want to have enough money to pay the rent, pay their mortgage and just get by, while others seek to acquire a huge estate. You may want to be a millionaire by age 30, however most people just want to have a comfortable lifestyle. Few people [...]

5 Reasons People Avoid Reading Personal Finance Articles

Personal finance articles are written to help people gain better information about helping themselves improve their financial condition, yet the people who need this information the most often avoid it altogether. Why? Reason #1 – Lacking Belief The mindset of a person that is struggling financially is negative. Plain and simply, they do not believe [...]

Investing Guides

5 Tips for Mutual Fund Investments

Many new investors fall into a common trap created during bull markets, as a percentage of your paycheck is automatically invested into the mutual funds tied to your 401(k) plan.  This automated process leads many investors to rely on the relatively easy, cheap and low-risk approach to capitalize on the long term benefits of stock [...]

Becoming Tax Efficient with Fund Investments

For our Coolchecks.net customers, Richard Cox brings us advice about keeping more of our money. One of the most often-discussed aspects of mutual funds is the fact that they tend to produce poor performances relative to the S&P 500 when things are judged on a pre-tax basis.  And, in many cases, these comparisons become even [...]