Most Recent Articles

How Much Better Can Jobless Rate Get?

Could the rate of joblessness in the United States actually get too low? It’s an interesting question that economists are considering more closely as the unemployment rate reaches new lows for this post-recession era. The crux of the matter is that a pool of unemployed people anxious for jobs is necessary to support any growth […]

Helping Small Businesses Go Cashless

There are advantages to small businesses, particularly restaurants and food sellers in going cashless. Visa has undertaken a project to help them in the process, providing $10,000 each of 50 American businesses that are willing to commit to converting to digital payment technology. “We’re declaring war on cash,” said Visa spokesman Andy Gerit. After assessing […]

Have Student Loans Forgiven

The U.S. government provides some opportunities for having student debt erased, but there are specific guidelines and some traps to avoid. The Public Service Loan Forgiveness Program (PSLF) specifies that it is available only to those who have paid regularly for 10 years and who are working for a government agency or a nonprofit. This […]

Personal Finance Tips

A Living Trust Protects Assets

If you want to keep control of your assets while you are alive and set out guidelines for their distribution after your death, a living will may be what you need. Even if you need to make amendments over time, that can be easily done. With a living trust, you can set specifics for all […]

Annual Price Of Raising A Child

That Darling Newborn Will Cost You $233K Ah! Isn’t he/she cute? But take a closer look at what that darling little one is going to cost you over the next 17 years. According to the United States Department of Agriculture, the estimated costs of rearing a child today is $233,610. That’s about $14,000 annually. The […]

Finances Change With Divorce

Unfortunately, in a society where divorce is common, no one expects women to be expert in personal finances. They tend to know more about weight loss, cooking and other traditionally feminine matters. But, according to DivorcedMoms.com, knowing about money and how to manage it (especially when a divorce may have drastically cut your resources) can […]

Money Management

Have Student Loans Forgiven

The U.S. government provides some opportunities for having student debt erased, but there are specific guidelines and some traps to avoid. The Public Service Loan Forgiveness Program (PSLF) specifies that it is available only to those who have paid regularly for 10 years and who are working for a government agency or a nonprofit. This […]

Five Questions To Ask About Debt

Debt is a subject that many people find difficult to discuss. But the failure to clarify questions can cause confusion and needless worry. A recent USA Today story listed these five questions that are common among debtors and the answers: Will my debt ever get so old I don’t’ have to pay it? Many debt […]

Small Businesses Look At Health Care Costs

Autumn. That wonderful time of year for colorful trees, an abatement of unbearably hot weather and the return of children to their schools. For small business owners, the season also means a return to the anxious wait to see if their health insurance rates for employees will go up. And if so, by how much? […]