Personal Finance

Don't ignore tax audit notifications. Be prepared to face an audit.

Handling Tax Audits Successfully

Tax Audit? Don’t Panic Well, the annual tax mania is over once again. Now you can sit back and relax. Unless, of course, you are one of those that the IRS singles out for an audit. Less than 1 percent of the tax-paying public gets that experience, but it can be unnerving. Audits are what […]

Begin thinking about retirement plans when you first start earning money.

Retirement Planning Should Begin When You Are Young

Waiting until retirement is around the corner to get serious about preparing for it is a serious mistake. The ideal time to start thinking about post-employment issues is when you are still in your 20s or 30s. Consistently setting aside money and then monitoring it to see that it is earning the best possible returns […]

improving-your-credit-score

How To Get A Good Credit Score

Want to be the kind of consumer the creditors want? The kind that they bend over backwards to accommodate? The sort that breezes through a loan process with nary a wrinkle? It can be done. At the crux of it all is your credit report. That’s the elusive data collected by credit reporting agencies that […]

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Saving Money

amazon-local-services

Amazon Home Services Marketplace

Amazon has launched its Home Services (formerly Amazon Local Services). If you are looking for voice lessons, yoga classes, furniture assemble, mounting wall televisions, setting up baby gates, house keeping or even assembling those products you buy at Ikea, now you can order them directly on Amazon. You can list your services on Amazon if […]

Lower your utilities bills by getting a programmable thermostat.

How To Shrink Your Energy Bills

Winter may be on the downside this year, but it isn’t too late to trim your energy consumption and save money at the same time you are helping the environment. Tips to reduce your bills while trimming your carbon footprint include: Heating & Cooling Invest in a programmable thermostat. It can be set to reduce […]

budget-savings

Avoid Financial Troubles

Keeping your household out of financial hot water isn’t always easy and it takes the cooperation of an entire family. But it can be done and the best way is to keep on top of things and take steps to balance the picture before there is serious trouble. These tips will help you organize and […]

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Retirement Tips

Begin thinking about retirement plans when you first start earning money.

Retirement Planning Should Begin When You Are Young

Waiting until retirement is around the corner to get serious about preparing for it is a serious mistake. The ideal time to start thinking about post-employment issues is when you are still in your 20s or 30s. Consistently setting aside money and then monitoring it to see that it is earning the best possible returns […]

Plan carefully for your retirement.

Retirement Planning For Women

Concerns about having enough savings to finance a worry-free retirement plague many women. According to Donna Phelan, 62, who has guided many women through the process as she has worked with several large Wall Street investment firms. She has even written a book on the topic, “Women, Money & Prosperity: A Sister’s Perspective On How […]

Proper planning for retirement really helps alleviate stress.

Letting The Present Rob The Future

The comparative wealth of Americans born into the post-World War II economy is taking a toll on retirement expectations. With the greatest economy known to history, Americans have tended to become a “gimme more” population, a condition that is reflected in soaring national debt and near-depletion of some natural resources. The national stress is often […]

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