Personal Finance Tips

More Young Adults Live With Parents

For the past century and more, young adults were prone to leave the nest and set up housekeeping for themselves. Now, they are more likely to be residents in the family home, either as singles or with a spouse, according to the Pew Research Center. Young Adults Waiting To Get Married The phenomenon, statistically changing […]

Quit Making Excuses. Be Debt-Free

Excuses are one of the most available of commodities. Easy to find. Easy to use. But if they are what’s keeping you from becoming free of debt, ditch them and get on with making your personal finances more healthy. Sometimes, it’s attitude more than finances that keep you shackled to debt. Some self-examination of your […]

Giving Money to Relatives Or Friends Common

Opening one’s wallet to help a family member or friend is “a hidden dimension of the financial system,” according to a study from the Pew Charitable Trust. “Transfers of money across household lines are really important for keeping families afloat.” 25% Of Households Lent to Friends Or Family. About 25 percent of American households gave […]

Self Improvement

Compulsive Shopping May Be Sign Of Trouble

If you start shopping and can’t quit, there could be serious complications ahead. Losing control of shopping habits indicates an impulse control disorder that is similar to addictive disorders, but without the drugs. Factors That May Increase Behavior A multiplicity of social and cultural factors may enter the picture by increasing the addictive behavior. One […]

The Best Work-At-Home Opportunities

How to find a job that will pad your family’s income while you remain at home? There has never been more opportunity, but also there have never been the number of scams. Used to be the best chances lay with stuffing envelopes, now there are dozens of at-home jobs that are just a mouse click […]

Use Your Time Productively

Six ways to make your time more effective: Don’t touch things twice If you have a note to make a phone call, make the call. Don’t save emails to deal with later. Although there could be exceptions, right now is almost always the best time to act. Picking things up twice demands that you go […]

Plan For Retirement

Retirement Plans Are Not Always Available

Retirement systems in America are not always available to people. The The Pew Charitable Trusts is an organization that helps states and cities to design retirement systems that are affordable. They have conducted a study that identified areas of the country that have the most access to retirement plans. The results revealed that access varies […]

When To Begin Social Security

A growing number of Americans are starting to withdraw Social Security benefits before reaching full retirement age, according to a research poll conducted by Associated Press and the NORC Center for Public Affairs and reported by the AP. Forty-four percent of those polled said they will look to Social Security for their main means of […]

Retirement Planning With Bridge Jobs

For many Americans, the jump from employment to retirement means getting a bridge job. A bridge job is a bridge between full-time work and retirement for workers who are approaching full retirement but are not quite ready to totally leave the workforce. For some, that interim step can last for years. Retirement is no longer […]