Personal Finance

Who is responsible for a student's school loan debt if they pass away?

Start Early To Teach Kids Finances

Like everything else, children have to learn the basics about personal finances in ways that make sense to them. Unfortunately, money matters often are overlooked when it comes to what’s important for them to know. Starting early and being consistent are the keys to helping your children avoid the big bump that comes with hitting […]

social-security

Will You Work Past Retirement?

There’s a new term going around among economy experts. “Unretirement.” It has to do with Americans who have reached ordinary retirement age, but haven’t retired. Chris Farrell of MarketPlace thinks it’s a good thing that will help in the country’s recovery from the recession that began in 2008. Not only does prolonged working benefit the […]

Business Ideas

Everyone has heard, read about or seen the multi analyses of the disastrous computer breaches at JP Morgan Chase, Target and Home Depot, but what about the small businesses that have suffered similar (possibly greater when you consider scale) crises? About 44 percent of the small companies in the country have been affected by cyber […]

Money Management

social-security

Will You Work Past Retirement?

There’s a new term going around among economy experts. “Unretirement.” It has to do with Americans who have reached ordinary retirement age, but haven’t retired. Chris Farrell of MarketPlace thinks it’s a good thing that will help in the country’s recovery from the recession that began in 2008. Not only does prolonged working benefit the […]

Do people really have a budget and stick to it?

Here’s How The Money Goes!

How Americans get, spend and save (or don’t save) money was the topic of a 2014 Consumer Financial Literacy Survey conducted by Harris Polling. In the March survey, 2,016 adults were questioned about how they handled money. Budgeting, at the top of the list, seems to be a problem for the majority (61 percent) of […]

Start organizing your finances now for tax season.

Be Prepared for 2015 Tax Time

The annual tax frenzy is months away, but there are things you can do in the interim to prepare for tax season, including possible ways to cut your bill. The obvious place to begin is with a recap of last year’s return. After analyzing the figures, begin to determine where you might make changes for […]

Building Wealth

Depreciating Assets Can Hurt Your Finances

Everyone has them— depreciating assets. What are they? Assets that lose value over time rather than gaining value. It isn’t possible, it seems, to avoid purchasing a car, major appliances and electronics. They are financial realities. However, the trick is to purchase what you need rather than what you want and to be aware up […]

Get Out Of Debt

Which Debts Should You Pay Off First?

There is all kinds of advice floating around as to which debts you should pay off first. Most advisors seem to have a preference for paying off credit cards or mortgages ahead of other types of debt. There may be no right and wrong when it comes to paying off debt – after all, paying […]

People Taking Control Of Their Futures

Walmart Is Offering Reloadable Pre-Paid  Cards

Wal-Mart Offers new GoBank Accounts Sans Overdraft Fees

Joining other large retailers that engage in semi-banking practices, shopping giant Wal-Mart has opted to provide a card-based program for customers who may overspend their accounts while purchasing in their stores. The world’s largest retailer had teamed with Green Dot Corp., a leader in creating reloadable prepaid cards. New mobile checking accounts issued by Wal-Mart […]