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Recommended Sites

5 Reliable Banking Institutions

  • Bank Of America
  • Chase Bank
  • Wells Fargo
  • US Bank
  • Bank Of The West
  • Financial Literacy

  • What Is Financial Literacy?
  • The ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being.
  • The average debt for 22 to 29 year olds is $16,120.
  • What Is Financial Security?
  • Financial freedom from doubt, anxiety, or fear; a confident backup of funding in the form of assets or savings which can be used in a time of need.
  • Handling Debt Problems

  • Do you have a debt problem?
  • Take a debt quiz to find out.
  • Are you at or near the limit of your lines of credit?
    Can you make only minimum payments on your credit cards?
    Is the amount of your new purchases a surprise each month?
    Are you frequently taking cash advances on your credit cards?
    Are you usually late paying your bills?
    Are you borrowing to pay for items you used to pay for with cash (e.g., groceries, etc.)?
    Are you tapping into your savings to pay your current bills?
    Do you put off medical or dental visits because of lack of money?
    Do you have savings equal to less than three months of income?
    Is an increasing percentage of your income going to pay off debt?
    Are you unsure how much you owe?