Check writing not going out of style

Although a pocket full of plastic has become the norm for many Americans when they shop and pay bills, the online sales of personal checks show that writing checks remains a very viable option for millions, the experts at coolchecks.net say. In fact, the country’s two largest producers of personal and business checks posted revenues in the hundreds of millions of dollars from sales in 2009. Obviously, it is too soon to say that credit and debit cards have nudged checks entirely out of the picture. Companies such as coolchecks.net are nowhere near ready to throw in the towel and they continue to provide a wide choice for those individuals and companies that find checks the best way to do business.

The 2009 annual report from Deluxe Corporation showed that more than 63 percent of its $1.3 billion in revenues came from the sale of checks. And Harland Clarke noted that 72 percent of its $1.2 billion in revenues was related to checks and other personal items. The Federal Reserve estimates that some 33 billion checks are written in this country every year—no small number.

There is evidence that Americans, dealing with a depressed economy, are now paying the price for over-use of credit cards They have racked up more than $1 trillion in such debt, a 25 percent increase in the past five years., the Federal Reserve reports. The experts predict that a return to personal checks may be one solution to this trend. The tendency to make a flip-of-the-wrist credit card purchase may be cooled by the necessity of actually writing the amount of the purchase on a piece of paper, they say. The immediacy of the deal cancels out that false sense that “I don’t have to pay until later” that accompanies a credit purchase. Many people find a canceled check to be a more tangible method of keeping track of finances.

And if checks online are your choice, they should say something about you. Being able to make a personal statement with every use is one of the good reasons to use checks. Coolchecks.net has hundreds of designs ranging from the simply classic to the Disney whimsical, with nature, hobbies and personal interests in between. And they come at prices that are up to half what a bank would charge. Check us out.

Smart Unlimited Choices For Personal Bank Checks

Whether you need personal or business checks, Checks Unlimited has them. Their personal checks come in side tear or top tear, always with a complimentary checkbook cover. Of course, you can also order custom covers. However you like to express yourself, you can probably find a design that depicts your hobby, a favorite interest, flower or collector’s item.

Custom designs include Harley Davidson with four different current model motorcycles and the famous Harley Davidson logo in one corner. Completing the ensemble, a matching checkbook cover and return address labels are available.

The Disney series of checks are more than just cartoon characters! Two separate series include the castles of Belle, Cinderella, Sleeping Beauty (Aurora) and Snow White as well as the princesses themselves. If you prefer some of the newer Disney productions, The Chronicles of Narnia and Ratatouille are available. Of course, no collection would be complete without Mickey Mouse! Minnie, Donald Duck and Pluto accompany Mickey as they cheerfully carry on your personal business. Others may wish to choose Winnie the Pooh and his friends from the Hundred Acre Woods. Tinkerbell, with her saucy demeanor and four unique poses, nicely rounds out this Disney character collection.

Disney fans will also enjoy the Disney Classics series, graced by the images of Pinocchio, Dumbo, Alice in Wonderland, Peter Pan, Bambi and other classics we all know and love whatever age we are. The Disney Series II has 5 of the more modern classics with Lilo and Stitch, Aladdin, The Little Mermaid, Aladdin, The Lion King and Beauty and the Beast. The vibrant colors haven’t been washed out by receding into the background, rather, they are clear and beautifully rendered to enhance rather than overwhelm.

Do you prefer Looney Tunes, Sesame Street, or Scooby-Doo? They’re all here, even Garfield! You can have all your favorite cartoon characters in your checkbook and even coordinating return address labels and checkbook covers to complete the themes.

For those who prefer a different personalization you can choose your favorite animals. The Earth Echoes series depict arctic wildlife on recycled paper. You may prefer kittens, endangered baby animals, horses, penguins, puppies or beautiful ocean life. Choose your favorite sport, flower, or household depictions. Inspirational verses, scripture (in Spanish, too!), national parks and so many other themes insure that there’s something for everyone. Checks Unlimited has something for every interest and, of course, traditional checks. A variety of typefaces, monograms, seasonal scenes, land and sea themes and even recycled paper will please even the most discriminating consumer.

One of the most recent innovations in checks is printing them by computer. Checks Unlimited provides checks with your personal or business information pre-printed and compatible with practically any software you use, at competitive prices. Checkmark, Peachtree, Microsoft and Quicken are just a few of the programs these computer checks are compatible with.

Businesses will appreciate the desk sets and 3-on-a-page checks in three ring binders. Checks Unlimited also carries forms and receipts, business cards, gift cards, retail supplies and gift certificates. The Partner and The Entrepreneur, checkbooks especially designed for the needs of busy executive, make everyday business transactions more of a pleasure than a chore.

With personal banking fraud at an all-time high, Checks Unlimited has taken precautions to protect your account and your reputation. Security features include high quality safety paper to show stains if your checks are tampered with chemically. If your check is altered through erasure a black mark will appear where the alteration was attempted. The signature line contains small type that shows as a dotted line when the check is photocopied, further discouraging fraud.

Checks Unlimited has been providing quality checks and more since 1986 when they were doing business under the name of Current Checks. They were the first major direct mail check printer in the United States. Starting with thirteen unique designs, they now feature over seventy.

Ordering checks from Checks Unlimited is simple, easy and completely safe via telephone or internet. It’s also fifty percent less than ordering checks from your banking institution. Their checks exceed American Bankers Association standards and are guaranteed able to be processed at your bank or credit union. Checks are delivered in tamper-resistant packaging right to your door.

Santiago Caicedo and Ryan Gilbert

Santiago Caicedo is a successful freelance writer. He occasionally reviews websites that offer the best deals, promotions and discounts on bank checking related products. You can learn more about their Disney personal checks at Checks Unlimited

Article Source: http://EzineArticles.com/?expert=Santiago_Caicedo
http://EzineArticles.com/?Smart-and-Unlimited-Choices-For-Personal-Bank-Checks&id=1064732

Cheap Personal Checks

Cheap Business Checks

Small businesses need not worry about the expensive cost of having a customized business checks. They can order less expensive ones, some as low as seventy percent less than those produced by the established and highly reputable suppliers. Some suppliers offer free shipping within three to five working days; and some can throw in the design conceptualization service for free.

Although the more established manufacturers—those that may have supplied banks their checks for more than fifty years—boast of high security features that make it extra difficult for frauds to duplicate checks, other, less-established manufacturers can still guarantee this kind of service to a certain degree. These less-established suppliers may not offer the same degree of customer service as the other suppliers can with consulting services and a larger range of product choices. Nonetheless, if you are small business and are just starting, these small suppliers may be the best option for you. The good news is that these companies are also keen on following quality standards. Only by ensuring quality at a much cheaper price and faster delivery do they beat or go head to head with the more established competition.

You can find these suppliers on the Internet, in the same way that you may also get in touch with check manufacturers that are industry leaders. Transactions over the Internet are relatively safe, with most of these companies employing security precautions to protect your interest and privacy.

Business checks that are made of recycled material are also cheaper. The use of recycled material does not automatically mean that your business checks will look cheap. In fact, you can even craft a good image campaign for your company as one that espouses good corporate citizenship by caring for the environment and using recycled material. Besides, you may have other concerns that could benefit from the money you save by ordering cheap business checks.

Josh Riverside
Ezine Articles
Order Business Checks at ChecksMall.com

How do I order bank checks online?

Ordering bank checks online is easy.  Just go to http://www.coolchecks.net
and choose from a variety of special edition checks.  Some of the popular checks
are Tinkerbell, Disney, Thomas Kincade, Looney Tunes, Superman, Scooby-Doo, Tweety Bird, Mickey Mouse, Winney the Pooh, Cinderella and many more. Ordering designer checks is completely safe and saves you money and time.