Bankrate.com Top News Stories

Each day, Bankrate designates one “top story.” These are the five most recent.

Bankrate.com: Top stories Headlines
Copyright 2010, Bankrate Inc.
Tips and strategies for stretching and spending your money

Save money: Hire professionals in training
Professional services are costly. Find out where you can save money by having students do the work.
'Extension' bond ladder makes sense now
In today's low-rate environment, an extension bond ladder offers investors built-in flexibility.
Cruise line reward card dunks cardholder
Transferring a balance to a lower-rate card can gain you protections offered by the CARD Act.
How to write off an unpaid business loan
You can use the loss to offset any capital gains you have in the year that the debt became worthless.
Rates fall to new all-time lows
Mortgage rates fell to a new record low, but borrowers may find costs are higher than advertised.
4 ways to save on title insurance
Homebuyers smitten with a new dream home may gloss over title insurance. But that's a mistake.
How much credit do you really have?
Figuring out how much credit you are using is key to keeping your credit score high.
College savings: 529 plan or Roth?
What is the best way to save for college? The answer differs from family to family.
Don't lie: Your life insurance depends on it
Your medical decisions won't block a life insurance claim, but fraud's another matter. Don't do it.
7 steps to becoming a one-income family
Whether it's forced or chosen, living on one family income will mean making difficult choices.
4 good reasons to borrow from your 401(k)
Sometimes it makes sense to tap your retirement account. Be sure to understand the tradeoffs.
Building a good credit score in college
Which is better for your credit score: paying the minimum or paying off the balance each month? 
Take a tax 'break': Volunteer on vacation
If you unwind best by working, take a volunteer vacation and get tax breaks, too.
Do you need a virtual wallet?
Before registering your financial data with a site like PayPal, consider these three factors.
Maximizing your capital gains exclusion
When figuring your home's adjusted basis, include its cost and any improvements to the property.

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