Personal Checks
September 9, 2009 by Sherry Tingley
Filed under Checking Accounts
A great way to stand out is by getting personal checks. Put a picture on your check, and you ensure that your check is unique; it makes a statement of its own. Writing out bills won?t be such a laborious task when your checkbook is so pleasant to look at. Even more satisfying will be the fact that you are looking at a picture you chose, and you can be sure that the person sitting at the next desk in the office doesn?t have the same one
When you personalize a check, you can select your own lettering style. Usually, a selection of at least four special styles is available. You can get a special monogram or cut to appear in the upper left corner of your check. If the design permits, you can have a couple of lines above the signature line to express a personal message of your own.
Most personal checks allow five lines for personal information that typically includes your name, address, phone number, and driver’s license number or social security number. Information about your bank must be printed on your checks, including your bank’s address.
When you personalize your checks, there is a whole variety of styles to choose from, including single checks or checks in a standard wallet format like conventional bank checks with exclusive designs. Or, you can choose Duplicate Checks, which automatically prepare a copy with every check you write. A top stub check has a stub at the top of each check for keeping a record, or there are desk-set checks that are three-to-a-page and fit into a binder with stubs to the left to record your transactions.
By including intricate patterns and colors in a personalized check, you can make it difficult to change the document. Chemically sensitive paper can be used, on which stains or spots may appear if someone attempts to alter handwriting on the check. Other ways to avoid fraud are by adding foil or embossing onto the check design.
Personal Checks provides detailed information on Personal Checks, Personal Check Designs, Cheap Personal Checks, Order Personal Checks and more.
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Disney Personal Checks – Make Check Writing Magical
August 31, 2009 by Sherry Tingley
Filed under Checking Accounts
Aren’t you tired of those boring standard personal checks that you buy through your bank or credit union? Come on, move on up in the world and begin spicing up your life with fancier checks that you’re sure to enjoy. If you are a big fan of Disney you should try switching out your old fashioned personal checks with Disney personal checks.
There are so many styles and varieties of Disney characters and movies that check printing companies are offering on their checks. Disney personal checks are very popular on the internet because more and more bank customers are discovering them and really like what they see. Customers are so familiar with the standard routine checks that having personalized checks never crossed their minds.
Check printing companies have just about every Disney character featured in their gallery of Disney personal checks. There is of course Mickey Mouse and all of his friends images on checks, Winnie the Pooh, and also the many famous Disney movies like TheLion King, Madagascar, Finding Nemo, and more. Disney checks are nothing but pure fun and enjoyment. They take a little of the burden off as you’re writing out a check to pay a bill.
Many bank customers never realize that they can get a better deal on personalized checks when they buy strictly from the check printing companies. Do you know your bank is buying checks from the same companies that you can buy from? Your bank is charging you more for standard checks than you can buy yourself straight from the check printing company. You can save money on checks by cutting out your bank, the middle man.
Don’t be discouraged into thinking that Disney personal checks will be more expensive than normal. This is not true. You will be surprised at some of the discounts check printing companies are willing to give you. So, start spicing up your life and have some fun. Get the kind of personal checks that make you smile when you write checks. True Disney fans should have Disney personal checks.
The Origins of Check Writing
August 29, 2009 by Sherry Tingley
Filed under Checking Accounts
People haven’t always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in times of old?
In ancient times the most popular form of money exchange was the trade. However, some point along the long line of history people started realizing they had a surplus of goods that was best stored somewhere other than their home.
During the sixteenth century Amsterdam became a key global trading and shipping outlet. Within this area, many people started amassing cash. Rather than stashing this cash at home, some people had the brilliant idea of depositing their money with safe keepers or cashiers for a fee.
Keeping their money in a central location allowed tradespeople to start writing notes to pay off debts owed to other people. Thus emerged the idea of writing checks.
Where Did The Word Check Come From?
The word “check” did not emerge until later in the 1800s. At this point in time cashiers started placing numbers on each of the notes depositors wrote so they could better track notes coming into and out of the station. Eventually a system was born and the idea of writing checks and storing money in a “bank” caught on en’ masse.
Checking Today
Today checking is as commonplace as going out to eat. Most people have at least one checking account, and many have more than one. It is not uncommon for business owners to work with several bankers and checking accounts.
Check writing is no longer a primitive process that involves handwriting notes on random pieces of paper. Checking and check writing is almost a rite of passage. It suggests that you have money (in theory anyway) or a means to make your way in the world.
Types of Checks Available Today
Now that you are familiar with the origins of check writing, you probably came here in search of some quality information about checks and checking. Today you have more choices than ever for checking. You can pay bills on traditional and boring bank checks, or you can buy checks that match your personality.
The possibilities are endless in checking today. You can buy pastel checks, checkered checks, animal checks, cartoon checks and more. Foil embossing and intricate designs are another popular choice among consumers, and provide the added advantage of extra security.
Some people are gung ho about top stub checks whereas others prefer side tear checks. You may find yourself shopping for cheap checks, whether cheap personal checks or business checks. Still others need something to match software programs and produce large quantities of checks that tie into their financials. That’s where Deluxe? checks and other specialized checks come in handy.
Specialized Check Writing
If you own your own business you probably need checks that are compatible with your software programs. Among the more common in this category include:
- Deluxe Checks
- Quickbooks Checks
- Quicken Checks
Deluxe? checks is actually the name of a company that prints checks. These checks are popular all over the globe. They provide added security features such as micro printing a security screen to prevent copying and even chemically sensitive paper. This paper appears altered if someone tries to alter the original check.
Quickbooks? checks and Quicken? checks are equally useful for business owners looking for checks that streamline with their accounting software. These specialized checks make processing payroll a cinch. Most come in top stub styles compatible with most computer programs though you can also buy side tear versions to keep with you while on the go.
Of the two, Quickbooks? checks are the most popular, providing personalization choices and matching check envelopes and stationery. However, Quicken? checks are just as useful for individuals owning this software program.
No matter what your personality, business or personal pleasure, fortunately you have a wealth of choices when it comes to check writing. Be sure you explore all your choices, before buying. Even better, try out a few different styles to see which match your personal preferences. We’ve come a long way from ancient Rome, where merchants and customers probably longed for the personalized check conveniences available today.
About The Author:
Antigone Arthur is a successful freelance writer with 10 years of professional experience providing consumers with informative articles on such topics as cheap checks, top stub checks, and ordering personal checks online.
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Payroll Checks Software and Check Printing Explained
August 29, 2009 by Sherry Tingley
Filed under Checking Accounts
Payroll checks information and software processing systems can be found most economically online. Software can reduce the time to process these checks and prove to be more economical as well.
As a small company, efficiency is a must and using payroll processing software to correctly calculate the payroll and keep tabs on the various elements within your calculations speeds the process. The software needs to keep current on the correct tax deductions and other variables that might come into play.
With quarterly return due every 3 months, you’ll want statements prepared in order to keep accounting organized and simple. Employee statements will need to be processed from time to time.
You’ll want to print your checks using a MICR printer, toner and using blank check stock with security features. This makes forgery difficult and helps the banks to process it easier
As a security precaution, remember to shed any personal or company information that could provide temptation to steal. Identity theft is an ever-increasing problem and vigilance is the best defense. Self-printing saves money but may increase chances for fraud if precautions are not heeded.
Payroll processing can be time consuming if hand written checks tracked by spreadsheets are the main way of meeting payroll. When you track payroll in such a matter, it can be a full-time job.
There are daily postings for hours worked, vacation and sick pay information, tax information and other employee changes which all must be recorded in the payroll system. Without employing software, it is easier to make mistakes and err in preparing reports. Software increases efficiency and saves a lot of time.
You’ll want your payroll checks software to be compatible with your accounting program such as Quickbooks. This way you’ll be spare double entry tasks and integration results will be more efficient.
Author Bio: George Evergeht is a published author and writes for a variety of internet sites, magazines and newscasts as well as for Payroll Checks
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Cheap Personal Checks
August 27, 2009 by Sherry Tingley
Filed under Checking Accounts
Banks obtain their checks from national printers, so they cost more. When you order online, you are ordering directly from the manufacturer, therefore saving money.
Many companies can produce specially designed checks at a lower cost than the plain ones because they supply the checks directly to you and there is no middleman involved. Checks from the bank are costlier because the prices they charge are designed to make a profit for the bank and the printer they order from. So the prices are marked up twice over.
The most important strategy to obtain inexpensive personal checks is to watch for special offers, like buying a box of 150 single checks for $9.95 or $10.95 and getting a second box for just 95¢. The greater the number of checks you order, the greater the discount available. So, if you get 250 checks with 50 free for $37.99, by ordering 2,000 checks from the same company at one time, you will get 500 free checks for $139.99, bringing the price from 12¢ per check to 6¢ per check. This kind of offer will often come with the option of having your own custom logo printed on the check for free, as compared to the regular printing charge of $24.99. Most companies print and ship orders within three to five business days. At an extra minimal cost, same day processing and shipping is also available.
So if you are considering ordering personal checks, be sure to check out all discounts available online to ensure you are getting value for your money.
Personal Checks provides detailed information on Personal Checks, Personal Check Designs, Cheap Personal Checks, Order Personal Checks and more.
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Cheap Business Checks
August 3, 2009 by Sherry Tingley
Filed under Checking Accounts
Small businesses need not worry about the expensive cost of having a customized business checks. They can order less expensive ones, some as low as seventy percent less than those produced by the established and highly reputable suppliers. Some suppliers offer free shipping within three to five working days; and some can throw in the design conceptualization service for free.
Although the more established manufacturers—those that may have supplied banks their checks for more than fifty years—boast of high security features that make it extra difficult for frauds to duplicate checks, other, less-established manufacturers can still guarantee this kind of service to a certain degree. These less-established suppliers may not offer the same degree of customer service as the other suppliers can with consulting services and a larger range of product choices. Nonetheless, if you are small business and are just starting, these small suppliers may be the best option for you. The good news is that these companies are also keen on following quality standards. Only by ensuring quality at a much cheaper price and faster delivery do they beat or go head to head with the more established competition.
You can find these suppliers on the Internet, in the same way that you may also get in touch with check manufacturers that are industry leaders. Transactions over the Internet are relatively safe, with most of these companies employing security precautions to protect your interest and privacy.
Business checks that are made of recycled material are also cheaper. The use of recycled material does not automatically mean that your business checks will look cheap. In fact, you can even craft a good image campaign for your company as one that espouses good corporate citizenship by caring for the environment and using recycled material. Besides, you may have other concerns that could benefit from the money you save by ordering cheap business checks.
Josh Riverside
Ezine Articles
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Personal Checks
August 3, 2009 by Sherry Tingley
Filed under Checking Accounts
Personal checks are customized bank checks. Generally people with an aesthetic sense or those with a thing for colors, designs and style go for such checks. Modern day checks are both timeless and compelling, coming in a myriad shades. They are printed on recycled paper with non-toxic inks. Latest designs of such personalized checks benefit important causes. Personal checks are easy to order and resemble normal bank checks in size. Apart from the standard shape, they are available in exclusive designs and there are checks featuring favorite artists, or characters, to help a customer choose the perfect design. At present companies offer personal-size, top-tear check singles as well as duplicate checks which are actually carbonless copies. A client’s full color and full bleed photos or images can also be printed on personal checks.
Before going for a personal check, the customer fills in a form verifying whether the image he or she chooses for his check is legal. Legally, no photos or images that are not owned by the customer can be printed on a check. All personal checks however have to comply with the national and federal banking guidelines.
Personal checks have certain security features to safeguard a client’s financial interests. Normally borders on the back of such checks contain micro print which is visible only under magnification. Absence of the feature indicates that a check has been altered with. Personal checks also come with a water-mark-certified-seal that cannot be photocopied. This seal is located in the endorsement area of every such check. An original document screen on the back of each check also cannot be photocopied. Micro print signature lines on personal checks also help personal check frauds.
Personal check designs may include summertime elements that are captured in sunshine-infused colors. Besides personal check orders can be placed in various styles such as cartoons, holidays, flag and exotic locales.
Checks provides detailed information on Bad Checks, Bank Checks, Business Checks, Check Cashing and more. Checks is affiliated with Check Cashing Business.
Article Source: Marcus Peterson
Business Checks
July 31, 2009 by Sherry Tingley
Filed under Checking Accounts
Business checks are generally beneficial to people issuing more than 1000 checks a year. A business check is designed specifically for the needs of businesses. Normally when a business account is opened with a bank, a business checkbook with 100 checks is issued to the customer. An automated ordering system ensures that new check books are sent to the customer well before the old ones run out. Business check is basically a tool to counter check fraud. Check frauds are growing challenges facing business and financial institutions today, something the banks are increasingly getting aware about. Bank checks allow business owners and financial controllers to carefully reduce the potential for check fraud.
A business check actually enables a customer to spend more time managing the business with the convenience of a check book for his or her daily banking requirements. The main features include arranging for the direct credit of regular payments to a customer’s account. Also regular debits such as loan repayments can be made automatically by such a check. Business checks have therefore a critical importance to every modern business. They come with all security features also.
Business checks are very always good in quality and are recognized by all banks. Such checks ideally meet the American Banking Association standards for security. Business checks are available in many popular styles and designs. We have three-on-a-page manual checks and executive desktop checks or laser checks as good examples of business checks. Free 50-leaf “butt style” check books and duplicate deposit books are also considered examples of business checks. [http://www.WetPluto.com/Bank-Checks.html]Checks provides detailed information on Bad Checks, Bank Checks, Business Checks, Check Cashing and more. Checks is affiliated with [http://www.e-checkcashing.com]Check Cashing Business.
